Writer’s block. Creative constipation. Mental block. These phrases are just fancy ways of saying something simple: you’re stuck.
There’s nothing wrong with being stuck, since it happens to the best of us. But there are several reasons to get yourself moving again, especially if it’s unreasonable to do the usual routine of going for a long walk or bringing your laptop to the coffee shop. There are deadlines, paychecks, impatient clients, and, more importantly, the simple internal drive to do the work.
But how can you do it if you can’t get started?
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If you’re self-employed or thinking about it and you live in the U.S., one of your biggest concerns is likely to be health insurance. Most people in the U.S. — about 60% according to the National Coalition on Health Care — get health coverage through their employers.
But the health insurance outlook for the self-employed is not as bad as you might think. If you are reasonably healthy, you might be surprised how cheaply you can arrange coverage, especially if you choose a high-deductible health plan. And now that health insurers are looking for growth beyond their bread-and-butter large group policies, you could see even better rates as those insurers compete for your health coverage dollars.
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